Bar & Restaurant Insurance

Bar & Restaurant Insurance 🌟Connect and Protect fueled by Bar and Restaurant
🛡️ We protect over 400+ Bars & Restaurants

09/09/2026

Yesterday, we talked about knowing WHO you’re serving. Today, let’s talk about knowing WHEN to stop serving.

🍸 WAY #2 NOT TO GET SUED: Don’t overserve.

Serving a visibly intoxicated guest can create serious liability for your business, especially when what happens after they leave your establishment can come back to your door.

That’s why responsible alcohol service goes beyond checking IDs. Your team should know the signs of intoxication, understand when it’s time to cut someone off, and feel confident making that call.

Know who you’re serving. Know when to stop serving. And make sure your business has the right protection in place when the unexpected happens.

Have questions about your restaurant or bar’s liquor liability coverage? Let’s talk.

đź“ž 480.776.6981
📧 [email protected]

09/08/2026

There are a lot of ways to avoid liability in the hospitality industry. Let’s start with two that every bar and restaurant should have on their radar.

🍻 WAY #1 NOT TO GET SUED: Don’t serve minors.

It sounds obvious, but protecting your liquor license starts with making sure your team knows exactly who they’re serving. Consistent ID checks, proper training, and clear alcohol service procedures can go a long way toward protecting your business.

And minors aren’t the only guests your team needs to be paying attention to.

Tomorrow, we’re talking about Way #2 and why knowing when to stop serving matters just as much as knowing who you’re serving.

đź“ž 480.776.6981
📧 [email protected]

09/07/2026

🌟 Red, White & Brew. Swizzle Inn. Rusty Spur Saloon. 32 Shea. Lakeside Bar & Grill. One ownership team, five very different concepts.

In this episode of On The Delo, Jimmy Herrera and Bill Toole of POV Foods share how they've grown a multi-brand hospitality group by treating it like an indie record label: protecting the one-of-a-kind character of legacy spots like Rusty Spur and Swizzle Inn while scaling repeatable concepts like Red, White & Brew and 32 Shea.

From building a proactive acquisition target list to empowering 270-plus employees without red tape, this is a real look at how to grow without losing what makes each place special.

If you're building or scaling a hospitality business, this is a conversation full of real strategy.

🎧 Listen now.
https://barandrestaurantinsurance.com/insurance-blog/how-to-grow-a-hospitality-group-without-losing-what-makes-each-brand-special

From helping operators open their first concept to being there when challenges arise years later, we believe great servi...
09/03/2026

From helping operators open their first concept to being there when challenges arise years later, we believe great service is about more than placing a policy. It's about earning trust, staying accessible, and showing up when it matters most.

One of the moments that defines any insurance relationship is the claims process. That's when responsiveness, communication, and advocacy make all the difference.

We're grateful for the operators who have trusted us throughout their journey and proud to be part of their continued success.

Learn more about our approach to hospitality insurance at https://barandrestaurantinsurance.com/about

09/02/2026

Take a walk through Downtown Mesa with Delo and check out some local faves and new spots. đź‘Ź

One of the best parts of working in Arizona hospitality is getting to watch the restaurants and businesses we work with become part of the communities around them.

From longtime clients to local concepts doing great things, Downtown Mesa has no shortage of businesses helping shape the local hospitality scene.

Own or operate a bar or restaurant? Let’s make sure your business has the right coverage behind it.

đź“ž 480.776.6981
📧 [email protected]

08/31/2026

🍽️ The best way to find your next favorite Arizona restaurant is not just to look at the food-it’s to learn the story behind the people making it.

In Episode 227 of On The Delo, Delo sits down with Eric Walters, co-founder of a Taste of AZ, to talk about telling those stories through a quarterly magazine, book, podcast, weekly newsletter, and events. They also get into local partnerships, the noise around restaurant marketing, and the habits that help you stay present when your mind never stops moving. Tune in now, then support a local place worth discovering.
https://barandrestaurantinsurance.com/insurance-blog/how-local-storytelling-can-help-people-discoverand-supportyour-business

08/29/2026

Saturday is for friends! David Tyda BARCOA Agaveria

You don’t have to own a restaurant or bar to be part of the hospitality industry.From operators and vendors to contracto...
08/28/2026

You don’t have to own a restaurant or bar to be part of the hospitality industry.

From operators and vendors to contractors, consultants, and the businesses working behind the scenes, hospitality is an entire ecosystem. At Bar & Restaurant Insurance, we’re proud to help protect the people and businesses that keep it moving.

Thank you to Mary at Construct IQ for the kind words and for trusting our team. Relationships like these are a reminder that great service comes down to the same things in every corner of the industry: knowledge, hard work, and genuinely caring about the people you serve.

Looking for an insurance partner who understands your role in the hospitality industry? Let’s connect.

đź“ž 480.776.6981
📧 [email protected]

08/26/2026

Some claims sound unbelievable, but they're very real.

In this story, a nightclub ended up paying thousands after a woman attempted to avoid a $3.50 cover charge by climbing through a restroom window. The fall resulted in injuries, and the business was found liable.

Whether a claim seems reasonable or completely unexpected, bar and restaurant owners face unique risks every day. Having the right insurance coverage can make all the difference when the unexpected happens.

Want to review your current coverage? Give us a call at 480.776.6981.

Looking for more hospitality insurance tips? Follow us for practical advice that helps protect your business.

08/24/2026

🌟 Ten years ago, Justin McCallister took a leap of faith and started his own restaurant design-build company. This month, Arizona Restaurant Consulting turns 10.

In this episode of On The Delo, Justin shares how 17 years of restaurant equipment sales and a chef's background became the foundation for a firm that now designs and equips restaurants, gas stations, and hotels across Arizona and beyond. From a $200,000 walk-in cooler for a Terrible's gas station to a demanding Fortune 500 remodel for Freeport-McMoRan, Justin breaks down what it really takes to turn a blank shell into a working restaurant.

If you're opening, remodeling, or equipping a hospitality space, this is a conversation full of real numbers, real timelines, and real lessons.

🎧 Listen now. https://barandrestaurantinsurance.com/insurance-blog/what-it-really-costs-to-open-a-restaurant

08/22/2026

Love ❤️ yourself love your work love your life.

08/19/2026

If you own a bar or restaurant that serves alcohol, do you know Arizona's Dram Shop laws?

"Dram Shop" refers to laws that may hold businesses that serve alcohol legally responsible if they overserve an obviously intoxicated or underage guest who later causes injury or property damage. Understanding these laws is an important part of managing your risk and protecting your business.

Every state handles Dram Shop liability differently, so it's important to know how the law applies where you operate.

Have questions about liquor liability or whether your current insurance coverage is protecting your business? Give us a call at 480.776.6981. We're here to help you understand your risks and make sure you have the right coverage in place.

08/18/2026

Congratulations to the Spinato's team on the opening of their beautiful new North Phoenix location!

Delo stopped by to check out the new space, and it's worth the visit. The new restaurant features a full menu, a full bar, a covered temperature-controlled patio, and a private dining room, creating an even better experience for guests.

It's always exciting to see local hospitality businesses continue to grow, and we're proud to celebrate milestones like this with our clients and partners.

If you're in the area, stop by and check out their new location!

08/17/2026

✨ A memorable event is more than a ticket and a vendor list; it is a chance for people to connect, discover something new, and walk away saying, “That was an exceptional vibe.”

In EP225 of On The Delo, Delo sits down with Johann, Chief Vibes Officer of Exceptional Vibe, to unpack the real work behind community-building events, local marketing, and the risk of betting on your own ideas. From designing a better flow to helping vendors turn a conversation into a future visit, this is a practical conversation for anyone building a brand people want to show up for.

📲Catch this episode now.
https://barandrestaurantinsurance.com/insurance-blog/how-to-build-events-that-create-real-community-and-business-value

Trust isn't built overnight.It's earned through years of showing up, following through, and consistently putting your cl...
08/14/2026

Trust isn't built overnight.

It's earned through years of showing up, following through, and consistently putting your clients' best interests first.

In hospitality, relationships matter. That's why we focus on being more than a broker. We strive to be a trusted advisor, a resource, and a long-term partner who understands the unique challenges operators face every day.

We're incredibly grateful for the trust our clients place in us and honored to support them through every stage of their growth.

If you're looking for a partner who understands hospitality as well as insurance, let's start a conversation.

đź“ž 480.776.6981
📧 [email protected]

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Phoenix, AZ
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