17/09/2026
Please use cash where ever you go ๐
Especially with small local business, It takes seconds to take ยฃ20 out of the cash pointโฆ.
Every card transaction COSTS us more!!
Cash transactions have collapsed over the past decade and a half, replaced almost entirely by contactless cards, phones, and increasingly, direct bank transfers. A growing number of cafes, restaurants, and even some pubs have gone cashless entirely, refusing notes and coins outright.
The case for letting cash die out is mostly about convenience and cost. Handling physical money costs businesses real time and money, counting tills, banking cash, managing theft risk. Digital payments settle instantly, cut queue times, and for most people under 50, tapping a card or phone is simply faster than fumbling for change. To this camp, mourning the death of cash is a bit like mourning the fax machine, nostalgic, but not actually useful.
The case for protecting it is about who gets left behind and what gets lost. Roughly 1.1 million adults in the UK still have no bank account at all, and cash remains essential for a meaningful number of elderly and vulnerable people who don't use or trust digital banking. There's also a less discussed concern about visibility. Every digital transaction is recorded somewhere, by your bank, by the payment processor, by the retailer. Cash is the last form of payment that leaves no trace at all, and once it's genuinely gone, every purchase you ever make becomes part of a permanent, searchable record.
The uncomfortable part is that nobody is forcing this shift. Consumers are choosing convenience every single day, one tap at a time, and only noticing what's been lost once a specific shop or situation makes cash suddenly unavailable.
So is going cashless simply progress we've chosen for ourselves, or are we sleepwalking into losing something we'll only properly miss once it's completely gone?